Legal Notice

The website precontentieux.com, hereinafter referred to as the “Website”, is published by:

Michael Sagbo, a sole proprietor operating under the trade name Précontentieux, registered with the Registraire des entreprises du Québec.

Trade name :

Précontentieux

Québec enterprise number (NEQ) :

2278584976

Business address :

1 Place Ville-Marie, Montréal (Québec) H3B 2C4, Canada

Address in France :

11 Boulevard Brune, 75014 Paris, France

Telephone :

09 80 80 53 00

Email address for personal data protection matters :

dpo@precontentieux.com

The Publication Director of the Website is:

Michael Sagbo, operator of Précontentieux.

Précontentieux provides amicable debt recovery services on behalf of third parties.

As part of the assignments entrusted to it by its creditor clients, Précontentieux acts in particular to monitor claims, undertake amicable debt recovery measures, communicate with debtors, seek payment solutions and monitor payments.

Where the nature or progress of a case so requires, the case may be referred or directed to a legally authorised professional, including a lawyer or a commissaire de justice.

Précontentieux is neither a law firm nor an office of commissaires de justice and does not carry out activities legally reserved for those professions.

The Website is hosted using services provided by:

The domain name and certain technical services associated with the Website may be administered by service providers other than the hosting provider.

In connection with operating the Website and conducting its debt recovery activity, Précontentieux may process personal data relating in particular to its clients, debtors, Website users and persons who communicate with its services.

The conditions under which such data is collected, used, retained, disclosed and protected are detailed in the Privacy and Personal Data Protection Policy available on the Website.

Any data subject may exercise the rights granted to them under applicable regulations by sending a request to:

dpo@precontentieux.com

In connection with case management, relationships with creditor clients and communications with debtors, telephone communications with Précontentieux may be audio-recorded and automatically transcribed, in particular for traceability, communication monitoring and evidentiary retention purposes where such retention is necessary and legally justified.

The persons concerned are informed of this processing in accordance with applicable regulations.

The purposes of the processing, its legal bases, the categories of recipients, retention periods and the procedures for exercising data subjects’ rights are specified in the Privacy and Personal Data Protection Policy.

The Website, its general structure and its content, including texts, graphic elements, illustrations, photographs, logos, distinctive signs, documents and audiovisual elements belonging to Précontentieux, are protected by applicable intellectual property laws.

Unless prior written authorisation has been obtained from Précontentieux or otherwise permitted by law, any reproduction, representation, adaptation, extraction, distribution or exploitation, in whole or in part, of the Website’s protected elements is prohibited.

Trademarks, names, photographs, illustrations, software and other content belonging to third parties remain the property of their respective owners.

Précontentieux endeavours to ensure that the information published on the Website is accurate and up to date.

The information available on the Website is provided for general information purposes. It does not, in itself, constitute individualised legal advice or counsel.

Each debt recovery case may involve particular circumstances requiring a specific assessment.

Précontentieux uses reasonable means to ensure the accessibility and proper operation of the Website.

However, Précontentieux cannot guarantee that the Website will remain permanently and continuously available and may carry out maintenance, security or update operations that may temporarily restrict access.

Subject to any applicable mandatory provisions, Précontentieux shall not be liable for interruptions or malfunctions resulting in particular from force majeure, an incident affecting telecommunications networks, the intervention of a third-party service provider or circumstances beyond its control.

The Website may contain links providing access to websites or services operated by third parties.

Précontentieux exercises no general control over such third-party websites and shall not be responsible for their content, availability or data protection practices.

This Legal Notice is governed by the laws applicable in the province of Québec, Canada, having regard to the place where Précontentieux is established.

The contractual relationships between Précontentieux and its creditor clients are governed by the law applicable in the province of Québec, subject to any mandatory provision from which the parties may not lawfully derogate.

The debtor is not a client of Précontentieux and is not a party to the contract entered into between Précontentieux and the creditor. Accordingly, this governing law clause is neither intended nor effective to contractually subject the debtor to Québec law.

Where Précontentieux acts to recover a claim in France, the mandatory provisions of French law applicable to amicable debt recovery and relations with the debtor remain applicable where they govern the situation concerned.

Nothing in this Legal Notice may exclude any applicable mandatory rule.