Recover a debt
Amicable debt recovery: what are the main steps?
Amicable recovery seeks a solution without immediately starting court proceedings. It relies on a documented debt, traceable communication and proportionate progression.
1. Review the file
Check the parties, contract, invoices, due date, evidence of performance, payments and existing disputes. Correct errors before making a demand.
2. Resume communication
Initial contact recalls the facts and investigates the delay. A dispute requires examination; cash-flow difficulty may lead to a realistic written schedule.
- —Record calls and messages
- —Obtain dated commitments
- —Keep the creditor informed
3. Formalise the demand
Where reminders fail, the demand may be formalised through an appropriate formal notice. Content and delivery depend on the facts and applicable law.
4. Decide what follows
If no amicable solution is reached, the file may be referred to an appropriate procedure or legally authorised professional. Referral is neither automatic nor a guarantee of success.
- —Check evidence, time limits, costs and solvency
- —Choose a proportionate next step
Conclusion
Sound amicable recovery organises evidence, communication and decisions. Précontentieux intervenes when ordinary reminders are no longer enough.